Application Process

We employ a variety of electronic, physical, and procedural safeguards to protect your personal information including a 256-bit Secure Sockets Layer (SSL) technology to encrypt your personal information when it is in transit between your web browser and our web server or vice versa. Your encrypted, personal information is located and stored in secure areas within our building and any offsite data processing facilities. Access to your personal information (either physically or online) is limited to you and our employees who have a "need to know" in order to perform a secure lending experience.  

By clicking the "Agree and Continue" button, and continuing with the application process, you understand and agree that you are authorizing Southern Star Financial, an Alabama Limited Liability Company, to obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Equifax and/or Experian. You also authorize Southern Star Financial to verify information in your application, and you agree that Southern Star Financial may contact third parties to verify any such information. You authorize Southern Star Financial to use your consumer reports to authenticate your identity, to make credit decisions, and for other related purposes. 

• I am submitting an application for credit, and submitting this application does not guarantee extension of credit.
• I consent to the Consumer Report Authorization disclosure above.
• I authorize Southern Star Financial to obtain and review my consumer report.
• I consent to receive emails and/or phone calls from Southern Star Financial.
• I consent to apply and receive documents for electronic signatures, records, and disclosures ("E-Consent") if applicable.